What are no-load mutual funds?

Copyright 2006 Michael Saville No load mutual funds are mutual funds whose shares are sold without a commission or sales charge. The reason for this is that the shares are distributed directly by the investment company, instead of going through a secondary party. This is the opposite of a load fund, which charges a commission…

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Where Can You Find Sources Of Funds For Your Business?

If you need help to fund your Business, there are some things you need to do first, that can make your Business more attractive to investors. The followings are an easy way to improve your Business image and make it become good-looking in investors’ eyes. The most important thing, you should always talk to a…

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What are mutual funds?

Copyright 2006 Michael Saville mutual funds are very popular. In fact, they are the one of the most popular investments on the market today. What does that mean in numbers? There are over 10,000 different funds with over $4 trillion in investments!! Why are they so popular? For some, it is because of their great…

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Why You Should Buy No-Load Funds!

Load is defined as the fee or the commission that an investor pays to a mutual fund at the time of purchasing or redeeming the shares of the mutual fund. If the commission is charged when the investor buys the shares, it is known as a front-end load. On the other hand if the commission…

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Why you should avoid load Mutual Funds (part 2)

Copyright 2006 Michael Saville Paying a load is akin to throwing away most or all of the supposed advantage you get from having a salesman choose a fund for you. If it’s true that asset allocation accounts for 95 percent of investment results over long periods of time, then only 5 percent is left over…

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Trust funds guide

A trust is perhaps the best channel to keep your money and other assets safe and secure for your future generations. It is a lawful creation that isolates your money for specific reasons. A trust is beneficial even when the grantor is alive and after his death. A grantor, settler or donor is the person…

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What are mutual funds loads?

Copyright 2006 Michael Saville Loads are the most talked about fees that mutual funds charge. A “load” on a mutual fund is just another way of saying that the fund charges a sales commission for purchase, sale, or both. There are funds that charge loads and there are funds that do not charge loads (known…

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Mutual Funds as a Long Term Investment

mutual funds are a long term investment. Period. Nothing short-term about them, no day trading. They are meant for the serious investor that is willing to take the time needed to grow their wealth over a long period of time. Why are mutual funds like that? Well, a mutual fund is a collection of stocks,…

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Stocks Or Mutual Funds?

If you happen to have some money left over at the end of all the bill payments and you have no need for anymore toys, or even if you are beginning a prudent and fiscally responsible gamble on some wealth that incorporates investment opportunities, you may find yourself wondering whether investing in stocks or purchasing…

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Index Funds Explained

An index in a book helps us find a particular topic or subject within a big book, and similarly an index of stocks helps us to sample a much larger group of stocks, and to learn about the entire subject by watching just a portion of it. The indices are basically just lists of particular…

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