What are no-load mutual funds?

Copyright 2006 Michael Saville No load mutual funds are mutual funds whose shares are sold without a commission or sales charge. The reason for this is that the shares are distributed directly by the investment company, instead of going through a secondary party. This is the opposite of a load fund, which charges a commission…

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What are mutual funds?

Copyright 2006 Michael Saville mutual funds are very popular. In fact, they are the one of the most popular investments on the market today. What does that mean in numbers? There are over 10,000 different funds with over $4 trillion in investments!! Why are they so popular? For some, it is because of their great…

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Why you should avoid load Mutual Funds (part 2)

Copyright 2006 Michael Saville Paying a load is akin to throwing away most or all of the supposed advantage you get from having a salesman choose a fund for you. If it’s true that asset allocation accounts for 95 percent of investment results over long periods of time, then only 5 percent is left over…

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What are mutual funds loads?

Copyright 2006 Michael Saville Loads are the most talked about fees that mutual funds charge. A “load” on a mutual fund is just another way of saying that the fund charges a sales commission for purchase, sale, or both. There are funds that charge loads and there are funds that do not charge loads (known…

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Mutual Funds as a Long Term Investment

mutual Funds are a long term investment. Period. Nothing short-term about them, no day trading. They are meant for the serious investor that is willing to take the time needed to grow their wealth over a long period of time. Why are mutual funds like that? Well, a mutual fund is a collection of stocks,…

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Stocks Or Mutual Funds?

If you happen to have some money left over at the end of all the bill payments and you have no need for anymore toys, or even if you are beginning a prudent and fiscally responsible gamble on some wealth that incorporates investment opportunities, you may find yourself wondering whether investing in stocks or purchasing…

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Mutual Fund As Your Alternative Investment Portfolio

People always say that investment is a money game with the playing rule of “high risk with high return and low risk with low risk”. You may want to invest in an investment portfolio that is able to give a good return and stock market is always the best choice in term of high return….

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Mutual Funds – An Introduction and Brief History

Each one of us does not have the expertise or the time to build and manage an investment portfolio. There is an excellent alternative available mutual funds. A mutual fund is an investment intermediary by which people can pool their money and invest it according to a predetermined objective. Each investor of the mutual fund…

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